We met with our Financial Counselor Cathy. Woman knows her stuff! She went over our options, and apparently there are tons of them. Treatment costs will vary depending on your insurance coverage, and area you live in.
We will be spending our own, hard earned cash to pay for this process as our insurance only pays for the diagnosis and not the treatment of infertility.
Cathy first went through the cost of a treatment cycle. Between ultrasounds, blood work, and embryology lab fees, our cost would be $9,000.00. This does not include medication. Medication ranges from $4,000-$6,000. We were presented with two medication discount programs that offer a percentage off of the medications. (anywhere from 15-75% off depending on our financial need) I'm always skeptical when presented with discount programs. I went online after our appointment to see what other kind of discounts were out there for us. I confirmed that these were our best options.
But don't be afraid to do your own digging.
Cathy then spoke about their treatment packages. Their 'most popular' included an entire fresh cycle, and then a frozen cycle if the the fresh cycle didn't work. This was $11,700 (no meds included)
The doctor asked her to speak about their other option which was 6 cycles for $20,000. This is a refund guarantee program. If we don't get pregnant after 6 cycles, we get our money back. If we are successful after one cycle, the package is deemed complete.
My husband, ever the comic says, "I'd like to see something in a leather interior with maple wood accents." Love this man!
There were a lot of other packages available to us, but those two seemed to be the big contenders. We aren't able to make a decision at this moment because we won't have our full diagnosis until after my hysteroscopy and polyp removal.
The clinic also offers a discount program to those who qualify. You can't combine the discount program to the guarantee program. I knew to ask about that because I saw it on their website. Couples have to qualify financially which means that you have to provide two years of tax returns.
Also, there are grants available to those who qualify. They are very specific and may be available to you if you qualify.
Stay tuned for more!
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